Click here for the Progressive Finance Application

Financing FAQ's

Do you check my credit?

No. Our finance company "Progressive Finance" Uses your job, and your income to determine your approval status, They will not run your credit report or hit your credit with inquiries.

What is 90 Days same as cash?

When you finance through Progressive they offer a 90 Days same as cash option meaning if you pay off your loan in 90 days you will not pay a penny more than the amount you financed. For example: You finance $552.45, You make 3 Payments of $184.15 and your loan will be paid off in 3 months. You will finance our "Finance Price" Plus tax and a $40 app fee upon completion of your invoice.

What if i don't get approved for enough to cover my items?

No Problem, We have two options..

Our no money out of pocket option involves a second finance company listed below crest financial. Fill out that application and you'll be approved for the same amount as progressive. You will be responsible for 2 monthly payments.

Other options include. Paying the difference in cash, or credit card. And only finance your approval amount. This will decrease your monthly payments and get your furniture paid off much quicker!



I've already been approved somewhere else, Can i use this approval at your store?

Yes you can! Simply call us today and give us your reference number. If you have not already made a purchase at another store we will be able to transfer your approval from them to us!

How do i know if I'll be approved?

Answer these questions before you fill out the application.

* Do you make at least $1500 a month and deposit $1000 or more into your bank account?

* Have you had the same job for 6 months?

* No overdrafts in the last 30 days?

* Do you have a Checking account that has been open for at least 90 Days?

If yes to all 4 questions then your approved! Its that simple. Just fill out our quick online application

Approval amount is based on your Monthly income.

You'll be asked to fax these items in after you fill out the application so have them available:

1. Most recent 30 day Bank statement 2. Current Drivers License 3. Voided Check or Bank verification

In the event your approval amount is not enough to cover the total of your merchandise in your cart. You can automatically add 10% to the amount given to you. If that still isn't enough you can still use a credit card or cash to pay the difference on your order! Under these circumstances please call us so we can help guide you through our finance process!



**If you use the finance option you will be required to pay the "Finance Prices" Listed in our site**


       Click here for the Progressive Finance Application




Additional Financing Application
(Fill this app out only in the event that you require additional funds to make your purchase)
Click here for the Crest Financial Application